Archive for May, 2009

It’s all about balance of all the things that are important in your planning…you have to retire, but you also have to address the care giving. The key here is what to do with new found money as you grow through the years, get a tax refund, have 1/3 go to debt payoff, 1/3 to care giving, 1/3 go to retirement planning.

You also need to look at what your resources are…you don’t want to leave loved ones stranded, but if they have made financial decisions to not help themselves, you have to decide for yourself, how much of your future do you put on the line for others, not doing their part in their own lives. I have experience with this with my father having 2 massive strokes and 2 grandmothers who have and do need care giving currently.

The take away from this is to be your own advocate for your financial future. Enjoy your retirement years knowing that you have planned accordingly.

Part of making sure that your Financial Garden is growing and thriving is to look at the 3 key parts: past, present, and future financial reality.

Brainstorm on moving in a directionally correct way.  What components of your past and present will lead to financial abundance in the future?  Look ahead at your financial future and what do you see?

In many of my past blog posts I talk about the power of setting your Financial Intentions.  This is key in moving toward a financial future that is bright and promising.  It’s kind of like planting your Financial Perennials every season!

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Memorial Day weekend always brings out the gardener in all of us.  Driving by a packed Home Depot parking lot this weekend it made me wonder if people are putting as much energy in planting and nurturing their “financial gardens”.

With the economy looking brighter, it is my hope that we all take a look at our financial buckets: Long Term, Midterm, and Short Term savings.  This is the perfect time to make sure that these buckets are positioned correctly and are aligned with what your dream, desires, and goals are.  Make sure to set Financial Intentions along with those goals.  You can set an intention like,” My long term bucket is in place to make sure I can retire at age 55″. Or, “I’ve got my short term bucket in place so my family and I can take that trip to Disney in a year”.

You don’t have to look at your buckets as another form of a “diet”. but more along the lines of cash flow management.

Plant your financial seeds and watch them grow!