Assessment Tools
There are some very common financial personalities that are a direct result of different financial upbringings. Here they are in no particular order
2. Spenders – Does money burn a hole in your pocket? As fast as money comes in, is it already spent? Have you amassed a lot of credit card debt and don’t really know exactly what you spent your money on? If you have dozens of outfits hanging in your closet with the tags still on them, or if your home is filled with gadgets and techie toys that you never use, it’s a good bet you’re a spender.
3. Saboteurs – These people are extremists, in constantly fluctuation between abundance and scarcity, hoarding and spending. Saboteurs are masters at knocking themselves out of the successful realm, spiraling downward into a place of lack. In their heads, they know they want and believe they can live an abundant and happy life, but subconsciously, they don’t believe they deserve it.
4. Givers– Stating the obvious, givers are abundant in giving. These are the wonderfully warm and generous souls who keep the world of charity alive. Interestingly enough, givers typically have a hard time receiving even as little as saying thank you to a compliment. This behavior stops the consistent positive inflow of money into their lives. As money goes out, it must flow back.
5. Controllers – These folks tend to be frugal in nature. They think about their money situation 24/7 and it is integrated into every aspect of their lives. You won’t be likely to find a money controller consulting with a wealth manager. They want to know every detail, every step of the way and they want to be in charge of every decision.
6. Planners– Do you find comfort in plotting out how to get from point A to B? Are you always two steps ahead of everyone else in picking a restaurant or vacation destination? Welcome to the well-thought-out-world of the planner. Are you always thinking and living in the future as opposed to living in the present moment? Always happy to be the ring leader, to organize parties, meetings, trips and of course what to do with your money, are you a tireless worker?
7. Carefree Butterflies– “Oh it will just find a way to be there.” “Somehow it will all work out.” These are the catch-phrases of a carefree butterfly, especially when it comes to money. Carefree folks are so uplifting to be around and because they don’t let the worries of the world bring them down, they are typically healthy happy individuals, in every aspect of life. They live in the present moment.
8. Attractors— Is money your lifelong friend? Has it always been at your side, or in your wallet, from as far back as you can remember? Does everything you touch turn to pure profit? You are one of the lucky ones, my friend. You are an attractor.
Which one of these personality types do you believe best describes you? It may be more than one. It may be a combination of two or more. Recognizing exactly who you are is the beginning of creating a shift in your financial patterns of behavior, and soon will produce a shift in your financial reality. The choice is yours!
